LIC / Advisory
LIC’s Nivesh Plus
Non-participating single-premium unit-linked savings plan. Market-linked; returns are not guaranteed.
What we discuss in consultation
- Whether this option fits your goal and budget
- Official brochure points: eligibility, term, premiums and key benefits
- Documents typically required for proposal or claim support
- Next steps without pressure selling
Last verified against public official sources: 2026-08-01. Customer reference Plan 749 confirmed on licindia.in Unit Linked Plans table: LIC's Nivesh Plus / 749 / 512L317V02. Older Plan 849 (V01) is withdrawn.
Plan-focused FAQs
Who is typically eligible?
Eligibility depends on the insurer’s current policy wording (age bands, medical underwriting, vehicle class, group rules, etc.). Confirm on the official product page or brochure before applying.
How are premiums or purchase price structured?
Premium modes, single-premium amounts, GST and loading (if any) are defined by the insurer. We do not publish rate tables here. Ask during consultation and verify officially.
What benefits should I review?
Review death, survival/maturity, annuity, hospitalisation, or motor cover benefits only from the official brochure and policy document. Benefits are subject to policy terms and conditions.
Are loans, nominations or claims guaranteed?
Loan facility, nomination and claim procedures (where available) follow insurer rules and policy conditions. Claim outcomes are never guaranteed on this website.
What about tax treatment?
Tax treatment is subject to prevailing tax laws and individual eligibility. Please consult a qualified tax adviser.
Important disclaimers
- All benefits, eligibility, premiums and features are subject to the insurer’s policy terms and conditions. This website is not the official insurer website.
- Tax treatment is subject to prevailing tax laws and individual eligibility. Please consult a qualified tax adviser.
- Unit-linked plans are subject to market risk. Past performance does not indicate future returns. Fund values are not guaranteed.